Financial-Calculator

Universal Financial Calculator

The Universal Financial Calculator is a powerful all-in-one online tool designed to help you perform essential financial calculations quickly and accurately. Whether you are planning savings, calculating loan EMIs, estimating taxes, or converting currencies, this calculator provides instant and reliable results — all in one place.

It works entirely in your browser, requires no downloads, and automatically saves your last inputs for convenience.

 Available Calculator Types

 1. Simple Interest Calculator

Calculate interest earned on a fixed principal amount.

Best for:
Savings, short-term loans, basic interest estimation.

Formula used:
Simple Interest = (Amount × Rate × Years) ÷ 100

Output:

• Total Interest

• Total Amount (Principal + Interest)

 2. Loan / EMI Calculator

Estimate your monthly EMI (Equated Monthly Installment) for loans.

Best for:
Home loans, personal loans, car loans, long-term borrowing.

Output:

• Monthly EMI

• Total Payment over loan period

• Shows how interest increases with longer loan duration.

 3. Investment Growth Calculator

Calculate how your investment grows over time using compound interest.

Best for:
Savings plans, fixed deposits, long-term investments.

Output:

• Future Value of investment

 4. Inflation Impact Calculator

Understand how inflation reduces the future value of money.

Best for:
Financial planning, retirement planning.

Output:

• Adjusted value after inflation

 5. Currency Converter (Live Rates)

Convert money between currencies using real-time exchange rates.

Features:

• Live exchange rate API

• Offline detection

• Auto refresh every 12 hours

Output:

• Converted amount between selected currencies

 6. Tax Calculator

Estimate tax and net income based on selected country.

Supported regions:

• United States

• United Kingdom

• Pakistan

• India

• European Union

Output:

• Tax amount

• Net amount after tax

How to Use

1. Select a Calculator Type from the dropdown

2. Enter the Amount

3. Enter Rate (%) and Years if required

4. Choose Country or Currency when applicable

5. Click Calculate

6. View instant results below the button

Your inputs are automatically saved, so you can continue later without re-entering data.

Key Features

✔ All-in-one financial calculator
✔ Accurate formulas
✔ Live currency exchange rates
✔ Auto-save & restore inputs
✔ Mobile-friendly design
✔ No downloads or sign-up required
✔ Works online & handles offline mode gracefully

Privacy & Safety

• Runs fully in your browser

• No personal data is collected

• No files are downloaded

• No login required